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Financial
- Business & Personal Financial Planning Software
- Extensive Financial Counseling Services
- Identity Theft Protection
- Tax Reduction Strategies for the Self-Employed Newsletter
- Tax Help Line
- “Safe Identity” Theft Protection
Financial Benefits
Business & Personal Financial Planning Software
A software system that will show you how to pay off all of your debt and increase your net worth. All without qualifying for any new loans or affecting your credit rating!
Extensive Financial Counseling Services
Most business people have questions about insurance needs and risk management, college funding, retirement planning, tax planning, elder care needs analysis or estate planning… Now, they can get immediate answers!
Identity Theft Protection
- Live, confidential, objective guidance from experienced, accredited financial counselors.
- 24/7 direct access to Financial Resource Center.
- Financial problems plague a significant portion of Americans. From the most basic questions to the more complex, our accredited financial counselors can help. Debt, health care expenses, housing issues, credit card spending, taxes, college funding, retirement planning, are just some of the issues that our members can get help with.
- Financial Helpline members have free access to experienced, accredited financial counselors. Our counselors will objectively assist members in assessing situations, discussing options, creating an approach, finding the right resources and information, and help resolve financial questions.
- Ask AFS financial help line highlights include, but are not limited to the following:
- Live, confidential, objective guidance from experienced, accredited financial counselors.
- Direct access to interactive calculators, educational materials.
- Extensive library of financial information, articles focusing on what to look out for and other material to help you plan ahead.
Tax Reduction Strategies for the Self-Employed Newsletter
The IRS tax code has dozens of juicy deductions built into it – but only for the self-employed.
BUT…. the IRS doesn’t take those deductions for you! You have to know what deductions are available to self-employed taxpayers … and how to apply them to your particular situation.
Tax Help Line
Tax advice and assistance on everything from IRAs, capital gains, tax forms, social security and retirement, deductions and tax return preparation.
Members will have access to unlimited tax advice, prior year tax return review and free tax return preparation for forms 1040 EZ, 1040A and standard 1040. Tax Help Line provides members with access to discounts on numerous tax return schedules and forms. Simply call the toll-free number and members will be able to effectively plan in advance so the year-end tax preparation is free and painless.
Highlights
- Unlimited advice on federal taxation
- Free tax return preparation for forms 1040 EZ, 1040A and standard 1040
- Deep discounts on numerous other tax schedules
- IRS audit assistance
- Tax planning
- Review of prior year’s tax return
- Member portal with tax tips, tax law changes, member advice and much more
“Safe Identity” Theft Protection
Safe Identity protects clients from identity theft with an early detection system. They scan thousands of financial and non-financial data sources to find attempts to steal your ID. Monitored data sources include all three credit bureaus, financial institutions, property records, insurance groups, and cell phone records. Members are alerted by phone if suspicious information is found.
Safe Identity works to dispute fraudulent information that occurs as a result of ID theft. Members get an unlimited service guarantee; free financial coaching for up to one hour with a certified credit or financial counselor, and free legal consultation up to one hour with an attorney. Safe Identity can even help resolve “pre-existing” ID theft that was undiscovered before joining the program.
Benefits include a Personal Internet Identity Coverage Policy covers up to $25,000 with a $0 deductible. Lost wages as a result of time off work related to ID theft are covered for up to $500 a week for four weeks. The policy also includes reimbursement for certain expenses related to the recovery of your ID, defense costs for certain civil suits, re-filing for loans and reimbursement of fees.
Highlights
- Creates a risk score between 0-999 showing the likelihood someone is a victim of ID theft or in the beginning stages of having their ID stolen.
- Early detection and warning: scans thousands of data sources and hundreds of records to find attempts to steal customers’ IDs.
- Monitors all 3 credit bureaus, financial institutions, property records, insurance groups and cell phone records.
- Personal phone alerts when suspicious information shows beginning stages of ID theft.
- Covers pre-existing ID theft (ID theft undiscovered before joining).
- Unlimited service guarantee.
- Free financial coaching up to one hour.
- Free initial one hour consult with attorney, 25% off attorney’s standard fees for further consults.
- ID theft insurance covers up to $25,000, including lost wages as a result of time off work related to ID theft covered for up to $500 a week for four weeks.
- Reimburses expenses related to ID recovery.
- Free credit report reminder service.
Legal
- Personal Legal Services
- Business Legal Services
Legal Benefits
Personal Legal Services
Free initial phone consultation on new legal matters, simple wills, document review and more, plus discounted services, such as traffic ticket defense, name change, simple divorce, simple trust and more. Attorneys in our network have an average of 19.4 years of experience.
Highlights
- A nationwide network of thousands of attorneys in all 50 states
- Plan attorneys will either charge $125.00 per hour, or 40% off their usual and customary hourly rate, whichever is greater
- Nine (9) free services* which include:
- Unlimited initial phone consultations for new legal matters
- Initial one-on-One consultations for new legal matters
- Attorney review of independent legal documents (6 page max.) per new matter
- When deemed appropriate by plan attorney, attorneys will write letters on member’s behalf
- When deemed appropriate by plan attorney, attorneys will make phone calls on member’s behalf
- Assistance in solving problems with government programs such as welfare and INS
- Attorneys will help members represent themselves in small claims court
- Free simple will with annual updates
- A state specific, web-based, free Living Will form is available to members. This form can be taken to and completed by the attorney
The following are eight (8) commonly used legal services for which plan attorneys have agreed to charge a one-time, deeply discounted fee:
| Traffic Ticket Defense | $ 89.00 |
| Name Change | $ 155.00 |
| Real Estate Closing | $ 250.00 |
| Chapter 7 Bankruptcy | $ 750.00 |
| Simple Divorce | $ 275.00 |
| Simple Will with Minor’s Trust | $ 250.00 |
| Non-support (spouse/child) | $ 275.00 |
| Regular Incorporation | $ 295.00 |
Business Legal Services
Highlights:
The referred attorney will provide members with the following services*:
- Unlimited initial phone consultations during business hours for new legal matters.
- Initial one-on-one consultations for new legal matters (30 minutes max. per subject matter).
- Attorney review up to 5 independent legal documents (10 page max.) each quarter.
- When deemed appropriate by plan attorney, attorneys will write letters on behalf of your business.
- When deemed appropriate by plan attorney, attorneys will make initial phone calls (2 per month) on behalf of your business.
- Registered Agent for your business in the state in which you are incorporated as well as other states where you do business.
* In many states, attorney liability may require plan attorneys to obtain a retainer from the member prior to providing some of the free member benefits.
Benefit Details:
- Call member services at 800-305-6816 during normal business hours. Identify yourself as a Legal Care Direct Small Business Plan member and you will be assigned an attorney based on area of law you need practiced, language you speak and location.
- Legal Care Direct network attorneys are contracted to provide members with numerous free and discounted legal services. Plan attorneys will either charge $125.00 per hour or a 40% discount off their usual and customary hourly rate, whichever is greater. In most cases the attorney will be able to determine the amount of hours any given case may consume prior to beginning work on the case.
Sales and Marketing
- Discount Travel & Reward Incentives
- Sales And Marketing Training
- And MORE!
Sales and Marketing
Discount Travel & Reward Incentives
YOU & Your Customers Can “Give Away” UNLIMITED Travel & Reward Incentives!
- NO time-share presentations
- Vacation Certificates:
- Gas & Grocery Certificates
- Restaurant Certificates
Sales And Marketing Training & MORE
- Webinars on A Variety Of Topics
- Sales Training (for employees too!)
- Advertising & Marketing
- Increasing Profitability


